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Loans
Effective January 23, 2025
Fixed
Personal Loans
| Product | Best Rate |
| Personal Term Loan | 8.50% |
| Personal Charity Loan | 5.50% |
Vehicle Loans
| Product | Best Rate |
|---|---|
| New Vehicle (1-3 years old) | 7.50% |
| Used Vehicle | 7.75% |
Variable
| Product | Best Rate |
| Credit Union Prime* Rate | 5.45% |
| Authorized Overdraft (Base Rate) | 14.25% |
| Personal Line of Credit | Ask for details |
| Student Line of Credit | Credit Union Prime* Rate + 1.50% |
| RRSP Line of Credit | Ask for details |
| Cash Secured | Credit Union Prime* Rate |
Rates subject to change without notice.
Loans are eligible for profit sharing as declared by the Credit Union’s Board of Directors. Profit sharing is not guaranteed and is in the sole discretion of the Board of Directors. For more information about profit sharing, click here.
* "Prime" is defined as "Credit Union Prime Rate,” which shall mean the floating annual rate of interest established from time to time by the Credit Union as the base rate it will use to determine rates of interest on loans to its members and designated by the Credit Union as its Credit Union Prime Rate. A change in the Credit Union Prime Rate shall on the day of any such change also vary the interest rate on this credit facility in the same manner.